Archive for May, 2009

The DIY approach to healthcare reform

May 13, 2009

Fixing healthcare is not a hard proposition.  Politically, it will never happen, there are just too many votes, too many lobbyists who will sponsor ski trips, coastal vacations, and other perks for it to really happen. Besides without some much money in the health industry, how would politicians, I mean trial lawyers, make money unless the pharma, insurance, hospitals are flush with cash.

1. People who use medical services need to pay more

That would be high deductible and high co-pay … it encourages people to actual get medical treatment they can afford … only preventative medicine should be a right

2. Focus on the truly needy (that would not the 16 year son of an illegal immigrant living here for the last 12 years or someone who just turned 65 but never saved a dime) that would be kids under 3 and adults over 80.

3.  Government needs to step in and create community clinics, and sponsor primary care doctors and nurses (like the military … free medical school for 7 years of labor in rural and urban settings … cash like settings) this is where the 65-80 can go and all the so call too poor kids (3-18) can go when they break a collar bone.

4. For people who really need it (certain income, medical conditions and/or age) insurance companies need to bite the bullet and provide guaranteed insurability or pay a major fine (20,000 to 500,000) for people with prior medical conditions or unattractive age market

5. It won’t happen, but we need to protect the community/ preventative system from the lawyers (no lawsuits on generics made in the US, no suing the local community doctor … must be sent to an arbitrator and lawyers can only make 8% on the cases)

6. Stop using medi-care/Medical for non-medical expenses.  Government should not be in the business of non-medical assisted living … people should find alternative living arrangements and government should really service (beginning of life and end of life medical services)

Advertisements

Obama misses the point

May 4, 2009

As our new President finds way to increase government on the money of others (that would be corporations and other so called fat cats that don’t spend enough to be lobbyists) he is missing the point on closing loopholes in the tax code.  1st. the rich never pay their fair share of taxes, they always find a way to maximize their deductions (usually legally) 2nd. Good government is like good leadership or a good NBA ref, the best leaders, or refs stay out of the way of the players.  Sure government may have good intentions (ha ha) but when you force feed a nation jobs for people with little or no qualifications (homeland security anyone) you don’t get the productivity or net increase to local and small business you would if it was done with private and personal capital.  The problem with raising more tax money, if the fact that there is no incentive to become productive.  When a nation becomes to dependent on social security income, when a nation gives more health care to people who don’t have a job, don’t want a job, have a job, but earn cash, what crash the ER anyways than people that work under the gun for a private or public employer and pay their fair share of taxes, gee something is wrong.  Unfortunately, the best way to cut government is to have a much smaller tax base.  Local government, with a decrease in retail taxes, the loss of local car dealers, has had to tighten the budget, cut jobs, reduce services, which why more money should stay locally, and most people should keep their hard earned money to a. stimulate the economy spending on excesses b. save it to actual be self sufficient in retirement (what a concept) c. open small to large business that will hire people and provide services and economic goodwill to the local community